JohnWorks@sh.itjust.works to Greentext@sh.itjust.works · 3 months agoReliable bank accountsh.itjust.worksimagemessage-square4fedilinkarrow-up14arrow-down10
arrow-up14arrow-down1imageReliable bank accountsh.itjust.worksJohnWorks@sh.itjust.works to Greentext@sh.itjust.works · 3 months agomessage-square4fedilink
minus-squarepaultimate14@lemmy.worldlinkfedilinkarrow-up1·3 months ago“I kept overdrafting my account even though I opted out” Is this some SovCit shit where they think “opting out” of the terms of service for their bank account is an option?
minus-squareSchmeckinger@lemmy.worldlinkfedilinkarrow-up2·3 months agoI was able to opt out of overdrafting here in Germany, so instead of going negative it just declines.
minus-squareJerkface@lemmy.worldlinkfedilinkarrow-up2·edit-23 months agoNo, there’s a US law now where they have to allow you to opt out of overdraft “protection”. They just decline the transaction but don’t charge you any fees.
“I kept overdrafting my account even though I opted out”
Is this some SovCit shit where they think “opting out” of the terms of service for their bank account is an option?
I was able to opt out of overdrafting here in Germany, so instead of going negative it just declines.
No, there’s a US law now where they have to allow you to opt out of overdraft “protection”. They just decline the transaction but don’t charge you any fees.