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1 vote for brilliant
“I kept overdrafting my account even though I opted out”
Is this some SovCit shit where they think “opting out” of the terms of service for their bank account is an option?
I was able to opt out of overdrafting here in Germany, so instead of going negative it just declines.
No, there’s a US law now where they have to allow you to opt out of overdraft “protection”. They just decline the transaction but don’t charge you any fees.
