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About 12 years ago, I promised an agent at Safeco (AKA Liberty Mutual) that they would never get another penny from me because they wouldn’t honor the terms of my policy, refusing to pay the full amount on a vehicle collision claim. They’re just another business that doesn’t keep their word. But I absolutely plan to keep mine.
When that part of your brain is basically just a 4 kg (9 lb.) toy poodle that is constantly yipping at its own shadow no matter how many times you’ve yelled at it to shut up.