• barsoap@lemm.ee
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    5 months ago

    I’m confused why would you need a phone to pay via NFC. All you need is your card.

    • T (they/she)@beehaw.org
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      5 months ago

      I’m confused why you would assume that there isn’t any context where someone might need to store their cards on their phone instead of carrying a wallet. Have you considering asking why instead of assuming everyone is like you? Is amazing when you get to know other perspectives.

      • barsoap@lemm.ee
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        5 months ago

        Last I checked making a statement stating that you’re confused about something counts, semantically, as a question. No question mark needed.

        But, fine, if you don’t want to tell me you don’t have to. I’m able to contain my curiosity. Certainly can’t put my ID, driver’s license, cash, and a hair tie into my phone. Nor, for that matter, put my phone into an ATM.

        • KillerWhale@orcas.enjoying.yachts
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          5 months ago

          I can store my government issued ID, a driver’s licence, store limited cash behind my phone cover. And do cardless withdrawal from ATM if I need more. I have not needed a hair tie but if I did I’d wrap it on my wrist. Have not carried a wallet in years.

          Everyone’s circumstances are different.

    • kevincox@lemmy.ml
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      5 months ago
      1. I can usually pull out my phone faster than taking a card out of my wallet.
      2. Phone-based cards typically have significantly higher limits than physical cards. (I can tap hundreds of dollars with my phone, only about $100 on my card.)
      3. The phone needs to be unlocked which is safer than the card which just needs to be tapped with no other authentication.
      4. One less thing to carry around.
      • BehindTheBarrier@programming.dev
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        5 months ago

        I use phone every day at office so I don’t need to get the wallet out of my jacket when going to the canteen to buy lunch. It’s literally the reason I started using my phone to pay. Too many times I forgot my card…