These apps aren’t SaaS, but their alternatives are in at least some cases. LibreOffice competes with Microsoft Office, for example, and Microsoft wants people to pay a subscription for it, although I think you can still buy it outright. Pretty sure I’ve heard similar for Adobe products. Not super familiar with all the options, so can’t say if it’s true for all of them.
Running a server is very doable. There are packages to deploy and configure almost everything for you and removing a ton of headache.
Getting your email recognized as not spam by the major providers is pretty much impossible. You need all sorts of stuff to help verify integrity including special DNS records and public identity keys, but even if you do everything right, your mail can very easily get black holed before it even reaches a user’s inbox because of stupid shit like someone abused your rented server’s IP years ago, and you can’t seem to get it off everyone’s lists.
Email as a decentralized tool has effectively been ruined by spam and anti-spam measures. You’re effectively forced to use a provider because it’s near impossible to make your outgoing mail work as an individual. I think some of those anti-spam measures are anticompetitive, but I do think some are just desperate attempts to reduce the massive flow of spam.
God, I fucking hate how small communities gravitate to Discord. It’s such a trash platform for a complete community package, but everyone uses it because it’s free. It’d be a lot better if communities just relied on it for chat, but no, critical information is left in ever expanding chat logs, and participation in any capacity at all requires explicitly joining.
That shit drives me nuts. Wanna be trusted with my life savings, but they can’t be bothered to implement modern security features until they’re already being phased out. I don’t know what will replace modern 2FA schemes, but I guarantee banks will adopt the current ones about three years after the replacements become standard.
Also, they’re charging you a poor tax for not having enough money, whether that’s a minimum balance or just accidentally spending a nickel more than you had on hand.
Personally, I’d say anything with RetroAchievements support. Why buy new when the classic is still just as good as it was back then? I don’t care much about graphics, though, so remakes don’t typically offer much I care about. I don’t want changes to game mechanics or content, I just want to be able to play it without needing specialized hardware I have to attach to my TV.
It does limit choice, but so long as you aren’t retaining the generation list somewhere an attacker can find it, how are they to know your list? As long as your list is incorporating less common words, your attacker can’t even simplify the problem by focusing on the most common words. Just one rare word can expand the list they need to use by tens of thousands of words.
Maybe not legally punished, but this very article we’re discussing is about how insurance companies are, in fact, punishing you financially for it. As for the false accusation, sure, but how likely is anyone to even figure it out? You’re not being dragged into court, and people don’t even know this is happening yet. It’s only illegal if you get caught. I don’t expect them to report it to anyone. I just expect data collectors to sell data and other businesses to buy it for the express purposes of financially screwing you. You may stay out of court, but that extra 21% charge is gonna cost you a couple hundred per year at least.
That assumes the outdated map software manages to somehow make an accurate report. Most likely, if it makes one, it’ll be “Going X over a Y MPH area” even though Y is wrong, or it’ll be just “speeding by X MPH for Y seconds/minutes”. Either way, nobody is likely to verify and correct the data, so you could be punished for perfectly safe and legal driving.
So it seems like if you’re using Office on desktop, not SaaS, but they do offer it in a browser, so would that count? Technically, if it’s in JavaScript or something like that, computing is handled locally, but it still feels close enough to count.